<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"><url><loc>https://shermanyellen.substack.com/p/finding-a-treasure-in-a-pile-of-trash</loc><news:news><news:publication><news:name>Sherman’s Substack</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-10T16:26:21+00:00</news:publication_date><news:title>Finding a treasure in a pile of trash</news:title></news:news></url><url><loc>https://shermanyellen.substack.com/p/what-i-dont-want-to-hear</loc><news:news><news:publication><news:name>Sherman’s Substack</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-11-09T16:45:59+00:00</news:publication_date><news:title>What I don’t want to hear </news:title></news:news></url></urlset>